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    <loc>https://www.homesbydavidjohnson.com/blog</loc>
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    <lastmod>2026-03-29</lastmod>
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    <loc>https://www.homesbydavidjohnson.com/blog/understanding-the-most-common-real-estate-contingencies</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-30</lastmod>
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      <image:title>BLOG - Understanding the Most Common Real Estate Contingencies - If you are buying a home, one of the terms you will hear early in the process is contingency. It sounds technical, but the idea is pretty simple. A contingency is a condition written into a contract that must be met for the sale to move forward. Contingencies matter because they help protect buyers and sellers during the transaction.</image:title>
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  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/house-hunting-made-simpler-how-to-decide-what-matters-most-before-you-move</loc>
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    <priority>0.5</priority>
    <lastmod>2026-03-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/23d423f9-a9d1-43b6-987b-c9fd7dbdf25c/64ff777abd6f33292e078e1b_Househunting+checklist.jpeg</image:loc>
      <image:title>BLOG - House Hunting Made Simpler: How to Decide What Matters Most Before You Move - Finding your next home comes with a long list of decisions. You may be weighing buying versus renting, sorting through your budget, or trying to figure out which features matter most for your day-to-day life. It can feel like a lot all at once.stand out</image:title>
      <image:caption>The good news is that a home search gets much more manageable when you break it into a few clear steps. Whether you are moving across town or relocating to Hampton Roads for a new job, military orders, or a fresh start, the best approach is to begin with a plan.</image:caption>
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    <loc>https://www.homesbydavidjohnson.com/blog/how-to-research-the-right-neighborhood-in-hampton-roads-before-you-buy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-16</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/2164f5e9-919e-49a4-80d7-cef19fe44d31/Resource_Header_Researching_Your_New_Neighborhood_.png</image:loc>
      <image:title>BLOG - How to Research the Right Neighborhood in Hampton Roads Before You Buy - Moving to a new area brings plenty of excitement, but it also comes with a lot of questions. When people relocate to Hampton Roads, they often find themselves trying to learn about unfamiliar neighborhoods, school systems, commute times, and local amenities all at once.</image:title>
      <image:caption>Fortunately, today’s digital tools make it easier than ever to research communities before you ever set foot in them. From neighborhood data platforms to school rating sites and commute tools, there are several ways to gather valuable insight that can help you make a confident decision about where to live.</image:caption>
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    <loc>https://www.homesbydavidjohnson.com/blog/february-2026-hampton-roads-market-update-faster-pace-stronger-demand-and-stable-prices</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-11</lastmod>
    <image:image>
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      <image:title>BLOG - February 2026 Hampton Roads Market Update: Faster Pace, Stronger Demand, and Stable Prices - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/remote-home-buying-or-renting-how-to-reduce-risk</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/51c677f8-cff9-4b65-b720-9b520a186e7e/Buying-a-Home-Sight-Unseen-Tips-for-Remote-Buyers-1.jpeg</image:loc>
      <image:title>BLOG - Remote Home Buying or Renting: How to Reduce Risk - Buying or renting a home sight unseen is more common than ever. Maybe you’re relocating on a tight timeline, moving across the country, competing in a fast market, or you simply can’t squeeze in a scouting trip. Sometimes, you have to make decisions from a distance. While remote buying or renting can solve real logistical problems, it also raises the risk of scams, surprise property issues, and legal headaches. The good news: a few extra precautions can dramatically lower the chances of frustration, disappointment, or financial loss.</image:title>
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  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/foreclosures-what-to-know-before-you-make-an-offer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/cea55faf-60f3-40fd-ae6a-bb612dc664f5/OAmV8__h-400.jpeg</image:loc>
      <image:title>BLOG - Foreclosures: What to Know Before You Make an Offer - Homeownership is a big long-term goal for a lot of people, but rising prices, and the reality that life doesn’t always stay in one place, can make it feel tough to pull off. One path that can make buying more attainable is a foreclosed home. A foreclosure happens when an owner can’t keep up with mortgage payments and the lender takes the property back. Because these homes are often priced below similar homes, they can come with real savings. That said, they also come with a few extra wrinkles you’ll want to understand before you jump in. Below is a simple walkthrough of how foreclosures work, the main ways people buy them, the pros and cons, and practical tips to help you decide if it’s a smart move for you.</image:title>
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  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/how-to-balance-your-dream-home-with-your-real-budget</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/f1b6a329-d3bd-4d51-a70e-848427588636/Afford_home-4.jpg</image:loc>
      <image:title>BLOG - How to Balance Your Dream Home with Your Real Budget - If you’ve ever watched a home-buying reality show, you’ve probably seen the same scene play out again and again: a couple walks into a stunning house, instantly falls in love, and then hears the price, far beyond what they can afford. It makes for entertaining television, but it also highlights a common real-life challenge. The home we picture in our minds doesn’t always match what our budget can support.</image:title>
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  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/2026-real-estate-market-trends-what-buyers-and-sellers-should-expect</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/3c7e812b-b490-4258-986b-e2ae048f23e2/Wooden-2026-with-house.jpeg</image:loc>
      <image:title>BLOG - 2026 Real Estate Market Trends: What Buyers and Sellers Should Expect - Real estate decisions are rarely made in a vacuum. Whether you’re thinking about buying your next home or preparing to sell, national headlines only tell part of the story. In 2026, more than ever, real estate is being shaped by local conditions, neighborhood-level trends, and individual timing, not broad national averages.</image:title>
    </image:image>
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  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/how-to-choose-the-right-real-estate-agent-and-what-those-letters-after-their-name-mean</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/6a27d3d0-fb04-4cbb-8e27-bc2463634202/real_estate_agent</image:loc>
      <image:title>BLOG - How to Choose the Right Real Estate Agent (and What Those Letters After Their Name Mean) - When you need help with something that matters, you usually look for a professional who’s done it before and has invested in their craft. Real estate is no different. The tricky part is that “real estate agent” is a broad label. Some agents spend most of their time helping first-time buyers. Others are strongest on the listing side. Some handle relocations every week. And some have extra training that fits certain situations, like military moves, tough negotiations, or pricing a home accurately in a changing market.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/hampton-roads-market-update-december-2025</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/bad8eb69-86a8-4c77-af4c-75455cae0a6d/Light+Green+And+Brown+Simple+Business+Real+Estate+Market+Update+Instagram+Post+%282%29.png</image:loc>
      <image:title>BLOG - Hampton Roads Market Update: December 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/what-to-know-about-homeowners-insurance-before-you-buy-a-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/55f13f85-a1e1-4d37-a1c4-4e6520b7025e/bloghomeinsurancebasics.png</image:loc>
      <image:title>BLOG - What to Know About Homeowners Insurance Before You Buy a Home - Buying a home is one of the biggest financial decisions most people will ever make. Between choosing the right property, securing a mortgage, and planning a move, it’s easy to treat homeowners insurance as just another box to check before closing. In reality, insurance plays a critical role in protecting your home, your belongings, and your long-term financial stability.</image:title>
      <image:caption>Understanding how homeowners insurance works and choosing the right coverage can help you avoid gaps that leave you exposed when unexpected events occur. Here’s what every buyer and homeowner should know.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/loan-terms-made-simple-for-home-buyers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/4887765f-b866-4dfc-9d20-394c3c4e7d48/mortgage-loans.jpg</image:loc>
      <image:title>BLOG - Loan Terms Made Simple for Home Buyers - Buying a home comes with a learning curve, especially if it’s your first time. Between lenders, contracts, and closing paperwork, it can feel like everyone is speaking a different language. For military families, that experience is familiar. Just like military life, real estate comes with its own set of acronyms and specialized terms. You don’t need to memorize them all, but understanding the ones that matter can make the process far less intimidating.</image:title>
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  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/rqfzhy3njqd7oe8jzfg8d5f9p4awdx</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/dd535b64-21d1-47ac-b5f3-902a06cefe5f/Light+Green+And+Brown+Simple+Business+Real+Estate+Market+Update+Instagram+Post.png</image:loc>
      <image:title>BLOG - Hampton Roads Housing Market Update: November 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/what-you-need-to-know-for-your-first-pcs-move</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/c21b05c5-cca1-4df3-b954-64baf0125b94/IVPUFK3KL5EVHAVNA6LGHZE4W4.jpeg</image:loc>
      <image:title>BLOG - What You Need to Know For Your First PCS Move - Your first PCS move is exciting, overwhelming, and unpredictable all at once. You’re suddenly researching communities you’ve never visited, sorting through housing options, juggling deadlines, and trying to make smart decisions with limited information. The phrase “you don’t know what you don’t know” sums up the entire experience. Even seasoned military families will tell you that every move teaches them something new.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/your-guide-to-researching-neighborhoods-before-a-pcs-move</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/0f056403-66c1-4df9-99a1-0cba459fb602/360_F_188223931_GcY6gH7DtIk1A7o1rrkydCiKrcnvxd73.jpg</image:loc>
      <image:title>BLOG - Your Guide to Researching Neighborhoods Before a PCS Move - When PCS orders hit, everything shifts at once. Overnight, military families go from settling into their routines to researching cities, neighborhoods, commutes, schools, and homes in places they’ve never stepped foot in. And most of that research happens online, often late at night, between duty schedules, family responsibilities, and the general chaos that comes with moving.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/how-much-home-can-you-really-afford-a-practical-guide-for-military-buyers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/c28a8205-da15-4d18-913f-1f47e9b58e6e/PCS-Home-Buyings-768x402.jpg</image:loc>
      <image:title>BLOG - How Much Home Can You Really Afford? A Practical Guide for Military Buyers - House hunting is fun until the numbers hit. It’s easy to scroll through listings, save homes with the perfect kitchen island, and fall in love with a big primary suite all while quietly ignoring the price tag. Every buyer does it at some point.</image:title>
      <image:caption>But when it’s time to get serious, the most important question isn’t “Which house do I like the most?” It’s “How much home can I comfortably afford?”.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/your-pcs-partner-how-an-mrp-simplifies-your-move</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/dc59a55c-973c-469c-98cf-b7112303f5fc/family-n-box.png</image:loc>
      <image:title>BLOG - Your PCS Partner: How an MRP Simplifies Your Move - Whether you’re receiving PCS orders, transitioning to civilian life, or simply relocating within Hampton Roads, moving comes with a unique set of challenges. Military families juggle tight timelines, uncertain schedules, and the stress of finding the right home while coordinating everything else that comes with a move.</image:title>
      <image:caption>That’s where working with a Military Relocation Professional (MRP) makes a real difference. As a REALTOR® with the MRP designation, I’m trained to help service members, veterans, and their families navigate every step of buying or selling a home during a relocation, making the process smoother, faster, and less stressful.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/6-easy-ways-to-feel-safer-in-your-new-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/fcab3085-f11a-4ede-a94d-005ba398453a/electroniclocks-lowres-2x1-.jpeg</image:loc>
      <image:title>BLOG - 6 Easy Ways to Feel Safer in Your New Home - Moving into a new home is one of the most exciting moments in homeownership. The boxes are unpacked, the walls are painted, and you’re settling into a fresh chapter of life. But before you get too comfortable, it’s worth taking a few simple steps to make sure your new home is safe and secure.</image:title>
      <image:caption>Whether you’ve just bought your first home or you’ve moved a few times around Hampton Roads, protecting your property and the people inside it is part of protecting your investment. Below are six smart ways to help you feel confident that your home is as secure as it is comfortable.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/how-to-compare-mortgage-loan-options</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/9adc558f-40ae-473b-b525-41558cecfe74/ITI+How+to+Compare+Loan+Options+as+a+Military+Home+Buyer+1.jpeg</image:loc>
      <image:title>BLOG - How to Compare Mortgage Loan Options - Buying a home is one of the biggest financial steps most people will ever take. Between choosing the right property, negotiating terms, and figuring out your mortgage options, it can be a lot to take in.</image:title>
      <image:caption>Understanding how to compare home loans early in the process helps you make smart, confident choices. There’s no one “best” loan type, the right one depends on your financial situation, credit score, and long-term plans.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/hampton-roads-housing-market-update-october-2025</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/39ff472d-cb9f-4ade-a0a4-20223be1ed91/Light+Green+And+Brown+Simple+Business+Real+Estate+Market+Update+Instagram+Post.png</image:loc>
      <image:title>BLOG - Hampton Roads Housing Market Update: October 2025 - As the fall market settled in, October brought steady progress for Hampton Roads real estate. Buyers found more homes to choose from, while prices held firm across most of the region. According to the latest data from the Real Estate Information Network (REIN), active listings, pending sales, and median selling prices all increased year-over-year, signaling a stable, sustainable market as we close out the year.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/can-your-dog-live-on-base</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-11-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/c028dc54-3c58-44c5-9ad2-25895d20f860/rottweiler.jpeg</image:loc>
      <image:title>BLOG - Can Your Dog Live on Base?</image:title>
      <image:caption>For many military families, pets are part of the family, especially dogs. When PCS orders roll in, one of the first questions people ask is whether their furry friend will be allowed in base housing. The answer depends on where you’re stationed and which company manages housing there.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/understand-your-va-home-loan-benefit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/bf8f7cd8-043b-4fa3-bd8c-4f23ff577454/va-home-loan-.jpeg</image:loc>
      <image:title>BLOG - Understand Your VA Home Loan Benefit</image:title>
      <image:caption>For many active-duty service members, veterans, and military families, the VA home loan is one of the most valuable benefits earned through service. Yet, many people don’t fully understand how it works or how to use it to buy a home. Whether you’re stationed at Langley, Norfolk, Yorktown, or Fort Eustis, knowing the basics of your VA loan can make all the difference when you’re ready to buy. The VA loan is more than just a mortgage option; it’s a long-term benefit designed to make homeownership more affordable for those who serve. Here’s a breakdown of what makes it unique and how to use it to your advantage.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/how-to-write-an-offer-that-gets-accepted</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/bdd422ae-c662-4340-8fbf-30e900316d99/Write+an+Offer</image:loc>
      <image:title>BLOG - How to Write an Offer That Gets Accepted</image:title>
      <image:caption>After weeks of house hunting, you’ve finally found the one. It has the space you need, the location you love, and the kitchen you’ve always dreamed of. Now comes the critical part: convincing the seller to say yes to your offer. In today’s market, where multiple buyers often compete for the same home, standing out requires more than just offering a fair price. It’s about creating an offer that looks strong, reliable, and appealing from the seller’s perspective.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/home-warranties-what-you-need-to-know</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/60b5c77e-0190-4856-bfe8-10ddf2592192/Blog-Feature-Image-Appliance-repair.jpeg</image:loc>
      <image:title>BLOG - Home Warranties: What You Need to Know</image:title>
      <image:caption>If you’re preparing to buy a home, or even if you already own one, you’ve probably heard of a home warranty. For some people, it feels like a safety net that can bring peace of mind. For others, it might feel like an unnecessary expense. So, how do you know if a home warranty is the right fit for you? Let’s break it down.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.homesbydavidjohnson.com/blog/hampton-roads-housing-market-update-august-2025</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/421c3848-b0b1-48a2-b353-a801431fe938/Hampton+Roads+Real+Estate</image:loc>
      <image:title>BLOG - Hampton Roads Housing Market Update: August 2025</image:title>
      <image:caption>The Hampton Roads housing market is settling into a more balanced groove as we wrap up the summer of 2025. August’s numbers are in, and they tell a story of rising inventory and steady prices. For local homeowners and house-hunters, this shift brings a breath of fresh air. After a few frenzied years, we’re finally seeing more choices for buyers and a bit less of the white-hot competition, all while home values remain strong.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>BLOG - Hampton Roads Housing Market Update: July 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>BLOG - Hampton Roads Real Estate Market Update: May 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>BLOG - Should Your First Home Be a Condo or Townhouse? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>BLOG - Should Military Members Rent or Buy?</image:title>
      <image:caption>Figuring out whether to rent or buy a home during your military career can feel like a never-ending debate. It’s one of the most common questions I hear, and the truth is, there’s no one-size-fits-all answer. The right move depends on your orders, your finances, and your stress level. Here’s a quick breakdown to help you figure out what’s right for your situation:</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>BLOG - Timing Home Improvements: Upgrade Now or Wait Until Selling? - Make it stand out</image:title>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/cba421b1-1d55-4c1c-bc5f-db3f7be0434b/Home-Showing-Realtor.jpg</image:loc>
      <image:title>BLOG - 12 First-Time Home Buyer Mistakes and How to Avoid Them</image:title>
      <image:caption>1. Shopping for a house first before a mortgage</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/1386f73c-ff4c-4265-9075-d2cff52d7f33/Buyers-Agent-Realtor.jpg</image:loc>
      <image:title>BLOG - 12 First-Time Home Buyer Mistakes and How to Avoid Them</image:title>
      <image:caption>3. Not hiring a buyer’s agent</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/168de046-b6ab-4eb4-9fa3-073bd0bba90b/Fixer-Upper-Home.jpg</image:loc>
      <image:title>BLOG - 12 First-Time Home Buyer Mistakes and How to Avoid Them</image:title>
      <image:caption>5. Ignoring a home’s drawbacks</image:caption>
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      <image:title>BLOG - 12 First-Time Home Buyer Mistakes and How to Avoid Them</image:title>
      <image:caption>8. Skipping the home inspection</image:caption>
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      <image:title>BLOG - 12 First-Time Home Buyer Mistakes and How to Avoid Them</image:title>
      <image:caption>10. Miscalculating repair and renovation costs</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/67856aac9bc14121e455706d/d9090e44-4a0f-47b8-a08c-428dfa0d0c66/Home-Buyer-Mistakes.jpg</image:loc>
      <image:title>BLOG - 12 First-Time Home Buyer Mistakes and How to Avoid Them</image:title>
      <image:caption>11. Applying for credit before the sale is final</image:caption>
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